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SEC Company Response from FINANCIAL INSTITUTIONS (FISI) — Feb 12, 2026

FINANCIAL INSTITUTIONS INC
Date: Feb. 12, 2026 · CIK: 0000862831 · Accession: 0001193125-26-048382

Offering / Registration Process

AI Filing Summary & Sentiment

Sentiment
Urgency
Document Type
Confidence
SEC Posture
Company Posture

Summary

Reasoning

Date
February 12, 2026
Author
/s/ W. Jack Plants II
Form
CORRESP
Company
FINANCIAL INSTITUTIONS INC

Letter

Re: Financial Institutions, Inc. Registration Statement on Form S-4 (Registration No. 333- 293081) Request for Acceleration of Effectiveness To Whom It May Concern: Financial Institutions, Inc., a New York corporation (the “Company”), hereby requests that the Company’s above-referenced Registration Statement on Form S-4 be declared effective at 4:00 p.m., Eastern Time, on February 17, 2026, or as soon thereafter as is practicable.

FINANCIAL INSTITUTIONS, INC. 220 Liberty Street Warsaw, NY 14569 February 12, 2026 V IA E DGAR Securities and Exchange Commission 100 F Street, N.E. Washington, D.C. 20549

Sincerely,
/s/ W. Jack Plants II

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CORRESP
 1
 filename1.htm

 CORRESP

 FINANCIAL INSTITUTIONS, INC.
 220 Liberty Street
 Warsaw, NY 14569 February 12, 2026
 V IA E DGAR
 Securities and Exchange Commission 100 F Street, N.E.
 Washington, D.C. 20549

 Re:
 Financial Institutions, Inc.
 Registration Statement on Form S-4 (Registration No. 333- 293081)
 Request for Acceleration of Effectiveness
               To Whom It May Concern:
 Financial Institutions, Inc., a New York corporation (the “Company”), hereby requests that the Company’s above-referenced
Registration Statement on Form S-4 be declared effective at 4:00 p.m., Eastern Time, on February 17, 2026, or as soon thereafter as is practicable.

 Sincerely,

 /s/ W. Jack Plants II

 W. Jack Plants II

 Executive Vice President, Chief Financial Officer and Treasurer

 (Duly Authorized Representative)