UPLOAD Filing
FLAGSTAR BANK, NATIONAL ASSOCIATION
Date: Aug. 19, 2025 · CIK: 0000910073 · Accession: 0000000000-25-008808
AI Filing Summary & Sentiment
Reasoning
File numbers found in text: 001-31565
Letter
Re: Flagstar Financial, Inc. Preliminary Proxy Statement on Schedule 14A Filed August 8, 2025 File No. 001-31565 Dear Joseph M. Otting:
August 19, 2025
Joseph M. Otting Chief Executive Officer Flagstar Financial, Inc. 102 Duffy Avenue Hicksville, NY 11801
We have reviewed your filing and have the following comment.
Please respond to this letter within ten business days by providing the requested information or advise us as soon as possible when you will respond. If you do not believe a comment applies to your facts and circumstances, please tell us why in your response.
After reviewing your response to this letter, we may have additional comments.
Preliminary Proxy Statement on Schedule 14A Risk Factors, page 12
1. We note that you discuss the differences between the application of the securities laws as administered by the OCC for national banks compared to the application of the 1933 Act and 1934 Act as administered by the Commission for other registrants. Add a risk factor to clarify that, to the extent that you do not continue to file your reports with the Commission on a voluntary basis, that investors may find it more difficult to access your reports. August 19, 2025 Page 2
We remind you that the company and its management are responsible for the accuracy and adequacy of their disclosures, notwithstanding any review, comments, action or absence of action by the staff.
Please contact Madeleine Joy Mateo at 202-551-3465 or Christian Windsor at 202- 551-3419 with any other questions.
Sincerely,
Division of
Corporation Finance
Office of Finance
cc: Jared Fishman, Esq.
Show Raw Text
<DOCUMENT> <TYPE>TEXT-EXTRACT <SEQUENCE>2 <FILENAME>filename2.txt <TEXT> August 19, 2025 Joseph M. Otting Chief Executive Officer Flagstar Financial, Inc. 102 Duffy Avenue Hicksville, NY 11801 Re: Flagstar Financial, Inc. Preliminary Proxy Statement on Schedule 14A Filed August 8, 2025 File No. 001-31565 Dear Joseph M. Otting: We have reviewed your filing and have the following comment. Please respond to this letter within ten business days by providing the requested information or advise us as soon as possible when you will respond. If you do not believe a comment applies to your facts and circumstances, please tell us why in your response. After reviewing your response to this letter, we may have additional comments. Preliminary Proxy Statement on Schedule 14A Risk Factors, page 12 1. We note that you discuss the differences between the application of the securities laws as administered by the OCC for national banks compared to the application of the 1933 Act and 1934 Act as administered by the Commission for other registrants. Add a risk factor to clarify that, to the extent that you do not continue to file your reports with the Commission on a voluntary basis, that investors may find it more difficult to access your reports. August 19, 2025 Page 2 We remind you that the company and its management are responsible for the accuracy and adequacy of their disclosures, notwithstanding any review, comments, action or absence of action by the staff. Please contact Madeleine Joy Mateo at 202-551-3465 or Christian Windsor at 202- 551-3419 with any other questions. Sincerely, Division of Corporation Finance Office of Finance cc: Jared Fishman, Esq. </TEXT> </DOCUMENT>