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Correspondence 0001133228-24-004579 from MASSACHUSETTS MUTUAL VARIABLE ANNUITY SEPARATE ACCOUNT 4 (CIK 0001052766)

MASSACHUSETTS MUTUAL VARIABLE ANNUITY SEPARATE ACCOUNT 4 (CIK 0001052766)
Date: April 25, 2024 · CIK: 0001052766 · Accession: 0001133228-24-004579

AI Filing Summary & Sentiment

File numbers found in text: 333-255824, 811-08619

Date
March 11, 2024
Author
/s/ James M. Rodolakis
Form
CORRESP
Company
MASSACHUSETTS MUTUAL VARIABLE ANNUITY SEPARATE ACCOUNT 4 (CIK 0001052766)

Letter

VIA EDGAR United States Securities and Exchange Commission Division of Investment Management Massachusetts Mutual Variable Annuity Separate Account 4 Post-Effective Amendment No. 7 to Registration Statement filed on Form N-4 MassMutual EnvisionSM – File Nos. 333-255824 & 811-08619

Re: Massachusetts Mutual Life Insurance Company

Dear Ms. Larkin:

Thank you for providing the Staff’s comments regarding the above-referenced filing during our telephone call on March 11, 2024. I have paraphrased your comments below. Thank you for allowing me to respond to the Staff’s comments via e-mail.

The page numbers referenced below correspond to the PDF page numbers of the attached changed pages of the statutory prospectus for Post-Effective Amendment No. 7.

My responses to the Staff’s comments are as follows:

Statutory Prospectus

1. Please consider adding additional disclosure and/or add prominence to existing disclosure explaining that electing the RetirePay Charge Increase Opt-Out is irrevocable.

Response to Comment No. 1: We have bolded the existing disclosure on p. 2 of the PDF and added additional disclosure on p. 1 and p. 3 of the PDF to emphasize that electing the RetirePay Charge Increase Opt-Out is irrevocable.

I appreciate your continuing attention to this filing. Please contact me if you have any questions regarding this filing or if there is anything that I can do to facilitate your review of this filing. I may be reached at (413) 218-0992 or jrodolakis@massmutual.com.

Sincerely,
/s/ James M. Rodolakis

Show Raw Text
CORRESP
1
filename1.htm

VIA
EDGAR

April
25, 2024

Ms.
Lisa Larkin

United
States Securities and Exchange Commission

Division
of Investment Management

100
F Street, N.E.

Washington,
DC 20549-0506

Re:         Massachusetts
Mutual Life Insurance Company

Massachusetts
Mutual Variable Annuity Separate Account 4

Post-Effective
Amendment No. 7 to Registration Statement filed on Form N-4

MassMutual
EnvisionSM – File Nos. 333-255824 & 811-08619

Dear
Ms. Larkin:

Thank
you for providing the Staff’s comments regarding the above-referenced filing during our telephone call on March 11, 2024. I have
paraphrased your comments below. Thank you for allowing me to respond to the Staff’s comments via e-mail.

The
page numbers referenced below correspond to the PDF page numbers of the attached changed pages of the statutory prospectus for Post-Effective
Amendment No. 7.

My
responses to the Staff’s comments are as follows:

Statutory
Prospectus

 1. Please
                                            consider adding additional disclosure and/or add prominence to existing disclosure explaining
                                            that electing the RetirePay Charge Increase Opt-Out is irrevocable.

Response
to Comment No. 1: We have bolded the existing disclosure on p. 2 of the PDF and added additional disclosure on p. 1 and p. 3
of the PDF to emphasize that electing the RetirePay Charge Increase Opt-Out is irrevocable.

I
appreciate your continuing attention to this filing. Please contact me if you have any questions regarding this filing or if there is
anything that I can do to facilitate your review of this filing. I may be reached at (413) 218-0992 or jrodolakis@massmutual.com.

    Sincerely,

    /s/ James M. Rodolakis

    James M. Rodolakis

    Lead Counsel, Annuity Product
    & Operations

    for Massachusetts Mutual
    Life Insurance Company