SEC Company Response from First Federal of Northern Michigan Bancorp, Inc. (CIK 0001128227) — Feb 9, 2005

First Federal of Northern Michigan Bancorp, Inc. (CIK 0001128227)
Date: Feb. 9, 2005 · CIK: 0001128227 · Accession: 0000943374-05-000122

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AI Filing Summary & Sentiment

File numbers found in text: 333-121178

Date

February 9, 2005

Author

/s/ Michael A. Schechter

Form

CORRESP

Company

First Federal of Northern Michigan Bancorp, Inc. (CIK 0001128227)

Letter

Re: First Federal of Northern Michigan Bancorp, Inc. (Registration Number 333-121178) Request for Acceleration of Effectiveness =========================================

[RYAN BECK LETTERHEAD]

February 9, 2005

VIA FACSIMILE AND EDGAR ======================= (202) 942-9530

Securities and Exchange Commission 450 Fifth Street, N.W. Washington, D.C. 20549

Ladies and Gentlemen:

On behalf of Ryan Beck & Co., Inc., and in accordance with Rule 461 of Regulation C promulgated under the Securities Act of 1933, we hereby join First Federal of Northern Michigan Bancorp, Inc. in requesting that the effective date of the above-referenced Registration Statement be accelerated so that it will become effective at 12:00 noon on February 11, 2005, or as soon thereafter as may be practicable.

Sincerely,
/s/ Michael A. Schechter

Show Raw Text

<DOCUMENT>
<TYPE>CORRESP
<SEQUENCE>1
<FILENAME>filename1.txt
<TEXT>
                             [RYAN BECK LETTERHEAD]

February 9, 2005

VIA FACSIMILE AND EDGAR
=======================
(202) 942-9530

Securities and Exchange Commission
450 Fifth Street, N.W.
Washington, D.C.  20549

         Re:      First Federal of Northern Michigan Bancorp, Inc.
                  (Registration Number 333-121178)
                  Request for Acceleration of Effectiveness
                  =========================================

Ladies and Gentlemen:

    On behalf of Ryan Beck & Co., Inc., and in accordance with Rule 461 of
Regulation C promulgated under the Securities Act of 1933, we hereby join First
Federal of Northern Michigan Bancorp, Inc. in requesting that the effective date
of the above-referenced Registration Statement be accelerated so that it will
become effective at 12:00 noon on February 11, 2005, or as soon thereafter as
may be practicable.

                                   Sincerely,

                                   /s/ Michael A. Schechter

                                   Michael A. Schechter
                                   Vice President

</TEXT>
</DOCUMENT>

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